Term Life Insurance with Living Benefits  is a new, evolved type of Life Insurance. With Living Benefits, you have the power to accelerate your death benefit while you’re still living if you have suffered  a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness. Having a Term Life Insurance policy with Living Benefits can help save your financial life, and could  protect you from the cause of 60% of most  bankruptcies in the U.S. every year – medical bankruptcy following a critical illness. It comes down to one simple question: do you want the option to access your death benefit when you need it most, or not?Are you still protecting your family and finances with the “old kind” of Life Insurance that only pays out if you die?


Final Expense Life  Insurance is designed to cover the bills that your loved ones will need to pay  after your death.These costs could include medical bills and funeral expenses.Final Expense Life Insurance is a Whole Life Insurance policy for adults between 50 and 80 years old. It is designed to provide help to cover final expenses, such as medical bills, burial costs, and unpaid debt.

Final Expense Life Insurance coverage amounts usually range from $5,000 to $25,000 and some policies provide  guaranteed coverage, meaning no medical questions are asked when applying for the coverage.You are approved regardless of any pre-existing medical conditions you may have and the premium you pay stays the same for the life of the policy.

 Let us help you find the right coverage !

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